SIGNIFICANT PRICE IMPROVEMENT PRESENTS A RARE WATERFRONT OPPORTUNITY. This elevated Key West-style residence captures the timeless charm of Old Florida while offering no-fixed-bridge access and a quick ride to open water. Nestled among lush tropical landscaping, the property delivers a rare sense of privacy along with exceptional indoor and outdoor spaces designed for entertaining. A spacious screened balcony extends the main living area into the treetops, creating the perfect setting to enjoy coastal breezes, spectacular sunsets, and year-round outdoor living. Vaulted ceilings enhance the bright, open-concept upper level, where the kitchen, living areas, and primary suite are thoughtfully positioned to maximize elevation, natural light, and picturesque water views. The interior has been tastefully updated with a relaxed coastal aesthetic while still offering opportunities to personalize and make it your own. The lower level features guest bedrooms and a versatile flex space ideal for a media room, game room, home office, or private retreat for family and visitors. Boaters will appreciate approximately 96 feet of waterfront, a private dock, and a boat lift, making days on the water effortless. Outside, a heated pool, new hot tub, and newly constructed cabana create a true resort-style atmosphere, complemented by multiple gathering areas designed for relaxation and entertaining. An exterior cargo lift provides added convenience between levels. Blending classic Old Florida character with modern comfort and functionality, this exceptional Palm City waterfront home offers the access, privacy, and lifestyle that define the very best of South Florida waterfront. Update: Brand NEW AC upstairs July of 2026!
Listing Provided Courtesy of Keller Williams Realty Of The Treasure Coast at 772-419-0400
Property Details
Price:
$995,000
MLS #:
B26014459
Status:
Active
Beds:
4
Baths:
2
Type:
Single Family
Subtype:
Single Family Residence
Subdivision:
RUSTIC HILLS
Neighborhood:
6090palmcity
Listed Date:
Apr 27, 2026
Finished Sq Ft:
2,746
Total Sq Ft:
3,352
Lot Size:
445,226,760 sqft / 0.24 acres (approx)
Year Built:
1996
Key WestWaterfrontCanalfrontPool6090 – Palm City6090palmcityRustic HillsBessey CreekHidden OaksMartin CountyPets Allowed
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Schools
Elementary School:
Bessey Creek
Middle School:
Hidden Oaks
High School:
Martin County
Interior
Appliances
Electric Water Heater, Range, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer, Water Heater
Bathrooms
2 Full Bathrooms
Cooling
Central Air, Electric, Zoned
Flooring
Carpet, Tile
Heating
Central, Electric, Zoned
Interior Features
Bar, Bedroom Layout – Split, Built-in Features, Cathedral Ceiling(s), Entrance Foyer, High Ceilings, Pantry, Upstairs Living Area, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar
Laundry Features
Inside, Laundry Closet
Levels
Two, Multi/Split
Main Level Bathrooms
1
Main Level Bedrooms
2
Exterior
Architectural Style
Key West
Association Amenities
Boating
Construction Materials
Fiber Cement, Frame
Direction Faces
East
Exterior Features
Balcony, Custom Lighting, Lighting, Outdoor Shower
Fencing
Fenced, Partial
Lot Features
Cul-De-Sac, Irregular Lot, Many Trees
Open Parking Spaces
4
Other Structures
Cabana, Shed(s)
Parking Features
Driveway, Open
Parking Spots
4
Parking Total
4
Patio And Porch Features
Porch – Screened, Porch – Open, Patio – Screened, Patio – Open, Patio – Covered, Porch, Patio, Deck
Roof
Metal
Security Features
Security System, Smoke Detector(s)
Spa Features
Above Ground
Stories
2
View
Canal, Water
Waterfront Features
No Fixed Bridge, River Access, Ocean Access, Canal Front, Navigable Water, Seawall, Canal Width 1-80 Feet, Other
Window Features
Shutters
Financial
HOA Fee
$25
HOA Fee Frequency
Monthly
HOA Includes
Common Areas
Tax Year
2025
Taxes
$13,702
Map
Community
- Address3098 SW Cedar Trail Palm City FL
- SubdivisionRUSTIC HILLS
- CityPalm City
- CountyMartin
- Zip Code34990
Subdivisions in Palm City
- ADMIRALTY CONDO
- BAY POINTE
- BERRY AVENUE
- Berry Grove
- Canopy Creek
- Canopy Creek Tuscawilla
- CAPTAIN\’S CREEK AKA ORCHID BAY
- CARMEL
- Carriage Hill of Cutter Sound/Palm Cove
- Charter Club
- CHARTER CLUB AT MARTIN DOWNS
- CLEVELAND
- Cleveland Addition
- CLUBHOUSE COURT CONDO
- COBBLESTONE
- Copperleaf
- Coquina Cove
- Crane Creek Country
- Crane Creek Country Club
- Crane Creek in Martin Downs Country Club
- CRANE CREEK RACQUET CLUB
- Crane Crk Country Club Ph4
- CYPRESS LAKE
- DANFORTH
- EAGLE LAKE
- EGRET POND
- EGRET POND A PLAT OF
- EVERGREEN CLUB, MID-RIVERS
- Evergreen Club, MID-RIVERS YACHT AND COUNTRY CLUB
- FLORIDIAN GOLF CLUB
- FOUR RIVERS
- FOX GROVE AKA MEADOW RUN
- FOX RUN
- GREENRIDGE ESTATES
- Gull Harbor, Pelican Cove River
- HAMMOCK CREEK
- HAMMOCK CREEK ESTATES
- HARBOUR ISLAND
- HARBOUR ISLAND PALM COVE
- HARBOUR POINTE
- HARBOUR RIDGE
- HARBOUR RIDGE PLAT NO 3 CINNAMON VILLAGE
- HARBOUR RIDGE PLAT NO 4 MARINER VILLAGE
- Harbour Ridge Y&CC/BAYHEAD VILLAGE, A CONDOMINIUM
- Harbour Ridge Y&CC/POND APPLE VILLAGE CONDOMINIUM
- Harbour Ridge Yacht & Country Club – Bayberry Village
- Harbour Ridge Yacht & Country Club – Buttonbush Village
- Harbour Ridge Yacht & Country Club – Lancewood Village
- HEMINGWAY ESTATES
- HERONWOOD
- HIDDEN BAY
- HIDDEN RIVER UNRECORDED
- HIDEAWAY ISLES
- HIGHLANDS RESERVE
- IBIS POINT
- ISLESWORTH
- Johns Composite
- JUNGLE MANOR UNREC
- LA MARIPOSA
- LAKE GROVE
- LIGHTHOUSE POINT
- MARTIN DOWNS PARCEL 46C
- MARTIN DOWNS PLAT NO 29 AKA MONARCH COUNTRY CLUB
- MARTIN DOWNS PLAT NO 47A AKA MONARCH COUNTRY CLUB
- Meadows Prcl 52 Md 4
- METES AND BOUNDS
- MID RIVERS YACHT & COUNTRY CLUB AKA EVERGREEN COUNTRY CLUB
- MID-RIVERS YACHT & COUNTRY CLUB AKA EVERGREEN
- MID-RIVERS YACHT AND COUNTRY CLUB AKA EVERGREEN C
- Monarch
- Monarch Country Club
- MONARCH PARCEL 22 MARTIN DOWNS PLAT 74 AKA MONAR
- Monarch, Martin downs
- MURANO
- MURANO phase II
- Naked Lady Ranch Airpark
- Newfield Crossroads
- OAK RIDGE
- OAKBROOKE ESTATES AT THE GARDENS
- Orchid Bay, Captain
- Osprey Creek
- PALM CITY AMENDED
- PALM CITY CONTRACTORS CENTRE CONDO
- Palm City Farms
- PALM CITY FARMS/NAKED LADY RANCH
- PALM CITY GARDENS
- Palm City W of Turnpike
- Palm Cove
- PALM COVE CONDO
- PALM COVE GOLF & YACHT CLUB
- PALM POINTE AT MARTIN DOWNS AKA MARTIN DOWNS PLAT
- PALMA VISTA
- PARKSIDE AT MARTIN DOWNS AKA PARCEL 31A AT MARTIN
- Pelican Cove
- PENTALAGO
- PENTALAGO PHASE I
- PENTALAGO PHASE II
- PHEASANT RUN A PLAT OF
- PHEASANT RUN AT MARTIN DOWNS AKA MARTIN DOWNS PLA
- Pine Ridge
- Pine Ridge at Martin Downs
- PINE RIDGE AT MARTIN DOWNS CONDO
- Pine Ridge at Martin Downs Village I
- PINE RIDGE AT MARTINDOWNS VILLAGE I A CONDO
- Piper\’s Landing Yacht & Country Club
- PIPERS LANDING
- Pipers Landing 04
- PIPERS LANDING GARDEN APARTMENTS CONDO
- PIPERS LANDING YACHT & COUNTRY CLUB
- QUAIL MEADOW AT MARTIN DOWNS AKA MARTIN DOWNS PLA
- RIVER LANDING
- RIVERBEND
- RUSTIC HILLS
- Sand Trail
- SAND TRAIL AKA COPPERLEAF
- Sand Trail PUD
- Sand Trail PUD A-1-A
- SAWGRASS VILLAS CONDO
- SEAGATE HARBOR
- ST LUCIE SHORES
- St Lucie Vista
- Stamford at Sunset Trace
- STAMFORD AT SUNSET TRACE AKA MARTIN DOWNS PLAT 36
- Stratford Downs
- STUART WEST
- STUART WEST PHASE II
- SUNSET GARDENS
- SUNSET TRACE
- Sunset Trace at Martin Downs
- SUNSET TRACE AT MARTIN DOWNS AKA MARTIN DOWNS PLA
- THE CROSSINGS
- The Meadows
- THE MEADOWS AT MARTIN DOWNS
- THE OAKS
- THE VILLAS
- TUSCAWILLA AKA CANOPY CREEK
- VILLAS AT SUNSET TRACE AT MARTIN DOWNS AKA MARTIN
- WELLESLEY AT SUNSET TRACE AT MARTIN DOWNS AKA MAR
- WESTWOOD COUNTRY ESTATES
- WHISPERING SOUND
Market Summary
Current real estate data for Single Family in Palm City as of Aug 01, 2026
193
Single Family Listed
85
Avg DOM
343
Avg $ / SqFt
$1,039,804
Avg List Price
Property Summary
- Located in the RUSTIC HILLS subdivision, 3098 SW Cedar Trail Palm City FL is a Single Family for sale in Palm City, FL, 34990. It is listed for $995,000 and features 4 beds, 2 baths, and has approximately 2,746 square feet of living space, and was originally constructed in 1996. The current price per square foot is $362. The average price per square foot for Single Family listings in Palm City is $343. The average listing price for Single Family in Palm City is $1,039,804.
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