Big Updates, Low HOA & Easy Florida Living in Saratoga! Welcome to the beautiful Saratoga Lakes, where low HOA fees, a great Royal Palm Beach location, and a long list of valuable improvements come together in one very appealing home. This gorgeous single-story residence offers three bedrooms, two bathrooms, 1,366 square feet of living space with vaulted ceilings, and a two-car garage, but the real story here is just how much has already been done. Now you can customize this one story interior to make it your own, and get into this gorgeous community at a low price! Let’s start with the expensive stuff. The roof was replaced in 2018, and that same year the entire home was replumbed. The air conditioning system has also been replaced over the past several years. Add accordion hurricane shutters and wiring already in place for a whole-house generator, and some of the biggest items on a Florida homeowner’s checklist have already been addressed. The outdoor space is just as practical. The backyard is fully fenced, the fence was installed in 2018, and all screens on the front and rear patios were replaced that same year. Even better, the sprinkler system runs on well water, so keeping the South Florida lawn looking good does not mean watching your water bill climb along with the grass. The home also features keypad garage entry and an existing ten-camera security system. Saratoga Lakes residents enjoy a beautifully remodeled community pool, while the refreshingly low HOA fee includes basic cable and internet. There is a lot to love about a home where the previous owners have already tackled so many of the projects buyers would rather not inherit. Combine that with single-story living, a two-car garage, a fenced yard, hurricane protection, a low HOA, and a fantastic Royal Palm Beach location, and this one deserves a spot at the top of the list.
Listing Provided Courtesy of KW Innovations at 561-735-3000
Property Details
Price:
$500,000
MLS #:
B26072295
Status:
Active
Beds:
3
Baths:
2
Type:
Single Family
Subtype:
Single Family Residence
Subdivision:
SARATOGA AT ROYAL PALM 3
Neighborhood:
5530
Listed Date:
Sep 4, 2026
Finished Sq Ft:
1,366
Total Sq Ft:
1,975
Lot Size:
217,800,000 sqft / 0.11 acres (approx)
Year Built:
1995
See this Listing
Schools
Elementary School:
H. L. Johnson
Middle School:
Crestwood
High School:
Royal Palm Beach
Interior
Appliances
Electric Water Heater, Dishwasher, Disposal, Dryer, Electric Range, Ice Maker, Microwave, Refrigerator, Washer, Water Heater
Bathrooms
2 Full Bathrooms
Cooling
Central Air
Flooring
Carpet, Ceramic Tile
Heating
Central
Interior Features
Cathedral Ceiling(s), Entrance Foyer, Pantry, Vaulted Ceiling(s), Walk-In Closet(s)
Laundry Features
Inside
Main Level Bathrooms
2
Main Level Bedrooms
3
Exterior
Architectural Style
Ranch
Association Amenities
Pool, Clubhouse, Community Room, Jogging Path, Sidewalks, Street Lights, Tennis Court(s)
Attached Garage YN
1
Construction Materials
CBS
Covered Spaces
2
Direction Faces
South
Garage Spaces
2
Lot Features
Sidewalks
Parking Features
Attached Garage, Garage, Garage Door Opener, On Street
Parking Spots
4
Parking Total
4
Patio And Porch Features
Patio – Screened, Patio
Roof
Composition, Shingle
Security Features
Security System Owned
Stories
1
View
Garden
Waterfront Features
None
Window Features
Arched, Blinds, Drapes
Financial
HOA Fee
$150
HOA Fee Frequency
Monthly
HOA Includes
Cable TV, Common Areas, Internet
HOA Name
Saratoga Lakes HOA
Tax Year
2025
Taxes
$4,009
Map
Community
- Address103 Saddle Trail Royal Palm Beach FL
- SubdivisionSARATOGA AT ROYAL PALM 3
- CityRoyal Palm Beach
- CountyPalm Beach
- Zip Code33411
Subdivisions in Royal Palm Beach
- ANOTHONY GROVES PH2
- ANTHONY GROVES PH 1
- ANTHONY GROVES PH 1/VICTORIA GROVES
- ANTHONY GROVES PH 2
- Bella Terra PUD
- BELLA TERRA PUD 1
- BELLA TERRA PUD 3
- BELLA TERRA PUD 4
- Bella Vita
- BELLASERA
- CHAROLAIS CONDO
- CLOISTER POINTE CONDO
- Counterpoint Estates
- COUNTERPOINT ESTATES 1
- COUNTERPOINT ESTATES 11
- COUNTERPOINT ESTATES 12
- COUNTERPOINT ESTATES 14
- COUNTERPOINT ESTATES 9
- COUNTERPOINT ESTATES PL 3
- COUNTRY CLUB VIEWS
- COUNTRY CLUB VILLAGE
- CRESTWOOD NORTH
- CRESTWOOD UNIT 1 PL 3
- CRESTWOOD UNIT 1 PL 4
- DIAMOND C RANCH POD D
- DIAMOND C RANCH POD D REPL LT 4
- ELYSIUM AT ARBORS
- ESTATES OF ROYAL PALM BEACH 3
- ESTATES OF ROYAL PALM BEACH 4
- Fairways at Royal Palm Beach
- Grand View at Crestwood
- GRAND VIEW AT CRESTWOOD CONDO
- GRAND VIEW AT CRESTWOOD CONDOMINIUM
- Greenway Village
- GREENWAY VILLAGE COND NORTH NO 2 DECL IN
- Greenway Village North Condo
- GREENWAY VILLAGE NORTH CONDO 1
- GREENWAY VILLAGE NORTH CONDO 2
- Greenway Village South
- GREENWAY VILLAGE SOUTH COND NO ONE PT OF TR B GOLF EST PB28P92
- GREENWAY VILLAGE SOUTH CONDO
- GREENWAY VILLAGE SOUTH CONDO 1
- GREENWAY VILLAGE SOUTH CONDO 2
- GREENWAY VILLAGE SOUTH CONDO 3
- GREENWAY VILLAGE SOUTH CONDO 4
- Greenway Village South Condo No 3
- HUNTINGTON WOODS
- HUNTINGTON WOODS IN PB48P111 LT 62 BLK D
- INDIAN TRAIL VILLAS PLAT NO 1
- KENSINGTON OF ROYAL PALM BEACH CONDO
- KENSINGTON OF ROYAL PALM BEACH CONDOI
- LA MANCHA
- LA MANCHA 2
- LA MANCHA 3
- LA MANCHA TWO
- Lakeview Center Lot 3
- LaMancha
- Lantern Walk
- Lantern Walk PL
- Loxahatchee
- Madison Green
- MADISON GREEN 1
- MADISON GREEN 1 PAR B
- MADISON GREEN 1 PARS A, H AND K
- MADISON GREEN 1 PARS F, G AND I
- MADISON GREEN PL 1
- MEZZANO CONDO
- NAUTICA LAKES
- NAUTICA LAKES PUD 1
- NAUTICA LAKES PUD PL 2
- Oakton Preserve
- Palm Beach Colony
- PALM BEACH COLONY SEC 2
- PALM BEACH COLONY SEC 2 REPL IN
- PALM BEACH COLONY SECS 1 AND 2
- Palm Beach Plantation
- PALM BEACH TRACE
- PALM BEACH TRACE CONDO
- PARK CENTRAL AT CYPRESS KEY
- Park View
- PARK VIEW AT PALM BEACH CONDO
- PIONEER ESTATES
- PIONEER TRAIL PUD, Whispering Woods
- PORTOSOL
- PORTOSOL REPL NO 2
- PORTOSOL REPL NO 3
- PRESERVE AT CRESTWOOD
- ROYAL PALM BUSINESS PLAZA CONDO
- ROYAL VILLAGE TOWNHOUSES CONDO
- SARATOGA AT ROYAL PALM 1
- SARATOGA AT ROYAL PALM 2
- SARATOGA AT ROYAL PALM 3
- SARATOGA AT ROYAL PALM 4
- SARATOGA AT ROYAL PALM PL 1
- SARATOGA AT ROYAL PALM PL 3
- SEMINOLE EST AND TOWNHOMES
- SEMINOLE ESTATES
- SEMINOLE ESTATES & TOWNHOMES
- SHOMA
- SHOMA COURTYARDS
- SHOMA COURTYARDS I AT ROYAL PALM CONDOMI
- SHOMA COURTYARDS II AT ROYAL PALM CONDOM
- Shoma Townhomes
- SHOMA TOWNHOMES AT ROYAL PALM BEACH CONDO
- SHOMA VILLAS I AT ROYAL PALM CONDO
- SHOMA VILLAS II AT ROYAL PALM CONDOIU
- SHOMA VILLAS III AT ROYAL PALM CONDOI
- SPA AT SUNSET ISLES CONDO
- SPA AT SUNSET ISLES CONDOMINIUM
- STAMFORD
- Stamford at Royal Palm Beach
- Stamford Town homes
- Strathmore Gate
- Strathmore Gate 1
- STRATHMORE GATE I
- STRATHMORE GATE I UNIT ONE
- STRATHMORE GATE I UNIT TWO
- STRATHMORE GATE WEST
- STRATHMORE GATE WEST UNIT 1
- STRATHMORE GATE WEST UNIT 2
- STRATHMORE GATE WEST UNIT 3
- THE ACREAGE
- The Manors
- TRAILS AT ROYAL PALM BEACH
- TRAILS AT ROYAL PALM BEACH CONDO
- UNINCORPORATED
- Victoria Grove
- Victoria Groves
- VILLAGE CENTER AT ROYAL PALM BEACH
- Village of Royal Palm Beach
- Village Walk
- WELLINGTON VIEW
- WEYBRIDGE
- Weybridge III
- Weybridge Townhomes
- WEYBRIDGE TOWNHOMES PH
- WEYBRIDGE TOWNHOMES PH I
- WEYBRIDGE TOWNHOMES PH II
- Weybridge Townhomes PH III
- WHISPERING PINES
- WILLOWS
- WILLOWS THE FIRST ADD
- WILLOWS THE SECOND ADD
Market Summary
Current real estate data for Single Family in Royal Palm Beach as of Sep 12, 2026
140
Single Family Listed
77
Avg DOM
284
Avg $ / SqFt
$605,888
Avg List Price
Property Summary
- Located in the SARATOGA AT ROYAL PALM 3 subdivision, 103 Saddle Trail Royal Palm Beach FL is a Single Family for sale in Royal Palm Beach, FL, 33411. It is listed for $500,000 and features 3 beds, 2 baths, and has approximately 1,366 square feet of living space, and was originally constructed in 1995. The current price per square foot is $366. The average price per square foot for Single Family listings in Royal Palm Beach is $284. The average listing price for Single Family in Royal Palm Beach is $605,888.
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